I'm currently trying to get a better handle on my budgeting and I've heard a lot about Dave Ramsey's methods, particularly his recommended expense sheets. Could anyone here share their experiences with using Dave Ramsey's budgeting tools? I'm particularly interested in understanding how effective you find the categorization of expenses and if there are any tips or modifications you've adopted to better suit your personal financail tracking. Additionally, if there are other tools or resources that work well in tandem with or as alternatives to Dave Ramsey's system, I'd love to hear about those too!
