Hey everyone, I’m just getting started with managing my money better and could use some advice. I’ve been reading about how inflation is hitting groceries and rent hard lately, but I’m wondering if there’s a simple way for beginners like me to hedge against that without jumping into stocks or anything complicated. Maybe something like high-yield savings accounts or I-bonds? Has anyone tried tweaking their budget to beat rising costs in creative ways that actually stick? Would love to hear your beginner-friendly stories!