So here’s the latest riddle for you all: companies are now doling out “retirement plans” that supposedly secure our golden years—if by “secure” they mean they’re hiding enough fine print to rival the Declaration of Independence. Does anyone actually understand how these corporate plans are supposed to work, or are we all just signing our life’s savings away for a magical mystery tour to “eventual wealth” land?
I’ve been staring at my employer’s plan details like it’s a modern art masterpiece, and I’m not sure if I’m supposed to admire it or call an art critic. Is it normal to feel like I’m being gently pushed off a diving board into an inflatable pool with holes? Lay off some clarity here, please: are these plans genuinely designed to help, or are they just a convenient excuse for companies to pat themselves on the back at our expense? Any advice on deciphering the corporate equivalent of ancient scrolls would be much appreciated.