I've used Kiplinger's tools for basic budgeting and found them quite straightforward. They provide a good mix of advice and calculators that help in setting up a simple budget and understanding financial basics. However, compared to Mint or YNAB, I find Kiplinger less robust in terms of real-time syncing with your financial accounts and automated categorization features. If you're looking for detailed tracking and hands-on management with your budgets, YNAB might be a better choice due to its emphasis on zero-based budgeting which helps in making every dollar count. Kiplinger is mighty for getting started and building foundational knowledge, but for more interactive and detailed planning, I prefer using YNAB or Mint.
