I've recently started using YNAB (You Need a Budget) to get a better grip on my finances, and it's been a game-changer for me personally. However, my partner and I are thinking about merging some of our finances since we're planning to move in together. We both have different budgeting styles, and I'm concerned about how to effectively manage our joint and individual expenses using YNAB without it getting too confusing or causing any disagreements.
For those of you who use YNAB with a partner, how do you set it up? Do you share one budget or maintain separate ones and just coordinate on shared expenses? How do you communicate and make financial decisions together? Any tips on ensuring transparency and avoiding potential conflicts would be greatly appreciated!
